About The Business

Menu of Services:
Gilman Ciocia, Inc.
    Tax Return Preparation
    Year-Round Tax Planning
    Tax Shelters

Investment Advisory Services
    Asset Allocation Services
    Wrap Fee Services
    Comprehensive Fee-Based Financial Planning

Brokerage Services
    Mutual Funds (select from over 8000)
    Variable Annuities
    Stocks, Bonds, Municipals, CMOs, Treasury, Zero Coupons
    Clearing & Execution: National Financial Services, Fidelity Investments
    Easy-to-read, Consolidated Monthly Statement
    Timely & Accurate Execution
    Accounts Insured up to $100 million
    Broker-Dealer Member FINRA www.finra.org & SIPC www.sipc.org

Insurance
    Fixed Annuities
    Term Life
    Whole Life
    Variable Life
    Disability

Gilman Ciocia Lending Division
    First Mortgages
    Home Equity/Second Mortgage Programs
    Reverse Mortgages
    Commercial Real Estate
    Debt Consolidation Loans / Debt Restructuring / Increasing Cash Flow